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Articles INVESTMENT Mutual Funds NPS Personal Finance SIP

Why Rs 5 Crore May Not Be as Big as It Looks at Retirement

ByWallet4Wealth January 15, 2026January 15, 2026

An amount of Rs 5 crore might seem really huge today, but inflation can quietly shrink its real value over time. Most people think that if they accumulate this much […]

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Articles INVESTMENT Mutual Funds Personal Finance SIP

Rs 1 Lakh a Month Today Won’t Feel the Same After 20 Years

ByWallet4Wealth January 9, 2026January 9, 2026

Rs 1 lakh a month feels like a comfortable income for many families today, even in big cities. It can cover rent, school fees, and daily expenses. But rising costs […]

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Articles INVESTMENT Mutual Funds NPS Personal Finance SIP

Step-Up SIP: The Smart Way to Grow Your Wealth Faster

ByWallet4Wealth January 5, 2026January 5, 2026

A Step-up SIP (also called a top-up SIP) is a facility that allows you to automatically increase your SIP contribution at regular intervals. A Step-up SIP allows investors to automatically […]

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Articles INVESTMENT Mutual Funds Personal Finance SIP

What Happens to Rs 1 Crore When Inflation Takes Over

ByWallet4Wealth December 29, 2025January 5, 2026

Rs 1 crore may sound like a comfortable retirement corpus today, but inflation quietly reduces its real value over time. At 5% annual inflation, Rs 1 crore will be worth […]

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Articles INVESTMENT Mutual Funds Personal Finance SIP

This Silent SIP Mistake Can Kill 50% of Your Wealth Target

ByWallet4Wealth November 25, 2025November 25, 2025

Most investors stay disciplined for 10–15 years, but pause their SIPs when markets fall or life throws uncertainties. Unfortunately, this is exactly when compounding becomes the strongest. The last 5–6 […]

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  • Why Rs 5 Crore May Not Be as Big as It Looks at Retirement
  • Rs 1 Lakh a Month Today Won’t Feel the Same After 20 Years
  • Step-Up SIP: The Smart Way to Grow Your Wealth Faster
  • What Happens to Rs 1 Crore When Inflation Takes Over
  • This Silent SIP Mistake Can Kill 50% of Your Wealth Target

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